Personal Loans

CWRT is aware of the difficulties in obtaining small personal loans and offers a service to provide those who are finding it difficult to access money through main stream high street lenders, such as the Bank.

We can help individuals with all types of finance, including purchasing furniture, school uniforms,  holidays, placing a deposit on a rental home etc.

Our aim is to assist people with a line of credit at an affordable rate to avoid people reverting to Pay Day Lenders and other High Interest Lenders where you will be repaying payments at very high Interest rates.

CWRT Personal Loans range from £100 to £700 over a maximum repayment period of 12 months to new borrowers, and between £100 to £1,000 over a maximum repayment period of 12 months to existing borrowers.

Example of £300 borrowed over 12 months:

CWRT Personal Loan

Typical Doorstep Lender

Monthly Interest Rate

3.33% (equivalent 40% PA) fixed

8.125% (equivalent 97.5% PA) fixed

Total Charge for Credit

£87.36 (includes £15 fee)

£345.72

Representative APR

63.26%

399.70%

Loan Duration

12 months

12 months

Total Repayable

£387.36

£645.72

Payments

12 payments of £32.28

12 payments of £53.81

If you are over 18 and have been in employment for more than 3 months (inc. part-time) and are interested in further details then please click on our ‘Get In Touch’ button or to make an application please use our ‘Apply Now’ button. 

Apply Now or Get in Touch

If you are accepted for a Loan we will ask for proof of your name, address and recent Bank or Post Office Statements.

Please note: As part of the application assessment we will carry out a Credit Check.