How It Works: Personal Loans

Step 1: Fill in the loan application form

Fill in our online application form. As a new customer you can apply for a personal loan of up to £700 repayable over a maximum 12 month period. As an existing customer you can apply for top-up personal loan up to £1000.00 repayable over a maximum 12 month period. The more details you provide to us the better we can assess whether you are eligible to apply for one of our Personal Loans.

Step 2: We review your application
At CWRT, we consider each loan application thoroughly, and assess its merits and risks. Information is gathered from documents by our Personal Loans team, who analyse this information and assess whether you will be approved or not.

Step 3: We’ll get with our loan decision
Once a decision has been made whether CWRT will be able to fund your request, we will let you know the outcome within 2 working days. If further information is requested then we will advise you on the issues and then can reassess your application to give you a final decision.

Step 4: Sign the loan agreement and receive your money
If you are offered a loan and accept the offer you will be asked to come in and sign the loan agreement. We usually send money by BACS which takes 3-5 working days to clear.

Step 5: Any questions?

Read through our FAQs if you have any questions regarding our Personal Loans or get in touch through our contact page.

Apply Now or Get in Touch